Team |

Renée CHAO-BEROFF
General Manager
General Manager of PAMIGA and Research Director of CIDR, Renée Chao-Beroff holds a Ph.D in Economics and Finance. Mrs. Chao-Beroff has worked in economic development and microfinance for 30 years. She developed the self-managed village saving and loan bank model (Caisse villageoise d’épargne et de credit autogérées, or CVECA’s) which has brought sustainable microfinance to remote rural areas across West and Central Africa. Mrs. Chao-Beroff regularly advises donors, governments, national networks and MFIs and teaches microfinance at the Center for Finance, Economics and Banking Studies in France as well as the Boulder microfinance program.
Mrs Chao-Beroff was a member of the Policy Advisory Group from 1995 to 1999 and presently sits on the CGAP Executive Committee.

Guilhem NEGRE
Investment Manager
Graduate from the ESCP-EAP French Business School, Guilhem Nègre worked at Morgan Stanley for 4 years structuring loan operations in developing countries.
He was also involved in research projects on sustainable development in third-world countries.
Mr. Nègre joined PAMIGA in 2008 as Manager of the Investment Department.

Marie-Annick SINOU
Advisory Services Manager
A graduate engineer in agronomy, Ms. Sinou has eight years’ experience in the bank sector (Crédit Lyonnais, Citibank, Paribas). For the nine years, she has worked in microfinance (CIDR, PAMIGA), sharing her knowledge and experience with a variety of both urban and rural institutions in Africa.
Ms. Sinou’s expertise includes financial sector diagnosis and strategic planning, institutional assessment, organizational development, business planning, management and finance, MIS, internal control, market research and product development.

Snezana JOVIC
Programme Manager
Graduate from the University Paris IX Dauphine in Business Administration in Developing Countries, Ms. Jovic has over seven years’ experience in marketing and communication in the private sector. She joined PAMIGA in July 2008 after a two-month on-site mission in Mali and Burkina Faso for CIDR.
As a PAMIGA Programme Manager, she brings her expertise in fields such as MFIs' social performance, financial education for clients, commercial development and performance management, market research and clients' satisfaction studies. She is also in charge of internal communication (with members) and external communication (website, newsletter, promotional events).

Bruno OBEGI
Senior expert
Mr. Obegi has extensive project management experience thanks to fifteen years of consulting.
He has worked in microfinance since 2003. As a senior expert at PAMIGA, Mr. Obegi is currently advising networks in Mali and Burkina Faso on development strategies, business models, and MIS implementation. He is also overseeing the institutionalization efforts of three CVECA networks of CIDR.
Pamiga works closely with a pool of microfinance experts who have a good knowledge of Pamiga partner MFI and can bring additional skills to our team:
Nathalie Assouline, Pierre Daubert, Anne Hofer, Christine Poursat, Yves Fournier (CIDR), Ana-Maria Valdès (CIDR)...